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Could higher mortgage rates make it easier to buy a home? Low mortgage rates the past five years or so have made homes more affordable, despite the median national home price rising 45 percent since 2011.
The average 30-year fixed mortgage rate was expected to hover. 'The bottom is here': Surprise drop in mortgage rates opens homebuying affordability window. At Bankrate we strive to help you make smarter financial decisions.. to snag a more affordable home loan, especially as price growth cools in.
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Rising home values and higher mortgage rates will make buying a home less affordable. If home values rise in each metro according to the March 2016 Zillow Home Value Forecast, and mortgage rates hit 5 percent, buyers in 25 metro areas would need to spend a higher percentage of their income on a typical mortgage compared to historic standards.
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