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FHA mortgage loans permit down payments to be provided by family members and closing costs can be partially financed by the seller (formerly up to 6%, but more recently changed, to 3%). Often the seller will increase the price of the house in order to finance closing costs so this prevents the home price from being artificially inflated.
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– All high-cost home loans shall contain the following notice: Notice: This is a mortgage subject to the provisions of the Florida Fair Lending Act. Purchasers and assignees of this mortgage could be liable for all claims and defenses with respect to the mortgage which the borrower could assert against the creditor.
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