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Florida home equity loan Refinancing 2016 With a traditional home equity loan, you take on a second mortgage at a fixed rate with up to 30 years for repayment. One thing to consider is the fees associated with each loan. Cash-out refinancing may have fees and closing costs since you are changing your loan. discover home equity loans offers both home equity loan and cash-out refinance.

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APR=Annual Percentage Rate. The information provided is for a 15 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500.00 or more.

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