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In September of 2008, Fannie Mae and Freddie Mac were both placed into conservatorship of the Federal Housing Finance Agency (FHFA), which put Fannie Mae and Freddie Mac under direct government control. Today, the role of Fannie Mae and Freddie Mac has not changed very much.

Fannie Mae or Freddie Mac can’t buy this type of financing, and therefore, if doesn’t face the cost of guarantee fees. Now it might seem that a conforming loan is so risk-free that the cost of such financing would be lower than a jumbo mortgage, but that’s generally not the case.

Freddie Mac has officially announced their new renovation loan product, CHOICERenovation. This new program brings Freddie Mac into the renovation lending space and positions itself as an alternative to the popular Fannie Mae Homestyle Renovation , FHA 203K, and VA renovation loan program.

(Bloomberg Opinion) — People in Congress and the Trump administration keep repeating – lately with added emphasis – that something must be done about Fannie Mae and Freddie Mac, the giant mortgage ..

Mnuchin: Get Fannie Mae, Freddie Mac out of government ownership Fannie Mae and Freddie Mac are raising the risk-based fee they charge on mortgages and – for the first time – imposing it on borrowers with high credit scores if their loan-to-value ratio exceeds 75 percent. Lenders must pay the new fees on loans they deliver to Freddie starting March 1 and to Fannie starting April 1.

 · Servicing Defect Remedies Framework. The servicing defect remedies framework relates specifically to the categorization of servicing defects, seller/servicer corrections of those defects, and available remedies when defects are identified, including alternatives to repurchase.

Late Friday, mortgage-finance companies Fannie Mae, Freddie Mac and their regulator, the Federal Housing Finance Agency, unveiled changes to the fees they charge to back mortgages and disclosed.

Possibly the biggest prizes (or losses) of all are those to be had through the administration’s restructuring of Fannie Mae.

Regarding the Sept. 9 editorial “A blueprint for uncertainty”: Lobbyists can’t be blamed for 11 years of congressional standoffs (even when the GOP controlled the White House, Senate and the.

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